Wisely global cash card - A. What This Agreement Covers. This Agreement between you and Global Cash Card, Inc., (“Global Cash Card”) governs the use of the Global Cash Card Cardholder Website and Cardholder Mobile Application (“Cardholder Apps”). The Cardholder Apps permit Global Cash Card cardholders to perform a number of banking functions online.

 
Wisely global cash card

I upgraded mine and it didn't change. 1. SadMachineO2. • 3 yr. ago. Can i get some help please ! Today i received a letter from wisely and it states " Great News! Your Global Cash Card will be Wisely Pay on 9/28/2020". I did not sign up for anything like this ! Is it possible that someone has stolen my identity and signed up for this or is it ...ADP ®, booth #601, and Global Cash Card, booth #801, are excited to launch Wisely Pay by ADP at the American Payroll Association’s (APA) 36th Annual Congress.The Wisely payroll card is the latest advancement in the future of pay—powering your response to evolving employee demographics, their pay expectations, and working arrangements. Need Help? If you need help with logging in, please contact your account manager for assistance.If you have a gift card, please call Customer Service at 1-949-751-0360 (1-866-395-9200 within the U.S.) for assistance. Please complete the form below to retrieve your username. *Card Number: ... ©2024 Global Cash Card, Inc. …Need Help? If you need help with logging in, please contact your account manager for assistance. Purchase the Bull Shark Cash Card (XB1) to gain GTA$600,000 to spend in the Xbox One version of GTA Online. Cash is king in this town. Solve your money problems and help get what you want across Los Santos and Blaine County with the purchase of cash packs for Grand Theft Auto Online.Are you tired of spending a fortune on fuel every month? Do you often find yourself looking for ways to save money on everyday purchases? Look no further than the Circle K Easy Rew...Currently not available for former Global Cash card clients. FORM. Self-Service Check for Full Pay Lost/Stolen. Sample instructions on how to use the self-service check to access funds when a Wisely card is lost or stolen (member receives original with card package) Download. English - MC. Download. Download.Free ATM cash withdrawals up to 350 AUD a month. The Wise travel money card takes the worry out of using ATMs abroad. You only pay a small fee on withdrawals after the first 350 AUD. Avoid hidden fees in the exchange rate while withdrawing from ATMs abroad. Learn more about our pricing. Of course! You, as the primary Wisely ® member, can request up to 3 cards for your spouse or other family members. Wisely secondary cards can be used to make point-of-sale or purchases everywhere Visa ® Debit cards or where debit MasterCard ® are accepted. This eliminates the need to carry cash when grocery shopping, paying bills, …5. Don't have an abundance of credit cards. Having a limited amount of cards is how to use credit cards wisely. This will reduce the temptation of impulse shopping, and it can help you establish good credit. Also, opening several cards in a short amount of time can negatively impact your credit score.Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Don't have a card account? Sign Up Now! Forgot your username or password? Click here for help. ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the U.S. 949-751-0360Are you looking to sell your sports cards for cash? Whether you’re a collector looking to make some extra money or simply want to part ways with your collection, there are various ...In May 2018, ADP announced Wisely Pay as the first offering resulting from their October 2017 acquisition of Global Cash Card. “We have partnered with Global Cash Card since 2010,” said MetaBank EVP and Head of Payments Sheree Thornsberry. “This new agreement showcases our collaborative relationship with them and the trust imparted to us ... So Google is indeed the problem. Update 3: I can still use Uber & Lyft as usual. Update 4: I got my card upgraded, and it seems Google fixed the problem. Now its mandatory to verify a card. Seriously, I didnt have to do that through the two years I had the previous card, and when I kept putting the old card info back in, verify never came up.Access your Global Cash Card electronic paystub by logging into your account and navigating to the Paystub section of the Account page, as of 2015. The site also makes other tax do...Simply enter your location into the search field and then visit one of the locations listed. Most ATMs will allow you to check your balance without withdrawing money. Simply insert your card, enter your PIN and then select the "Balance" option. The ATM will print a receipt showing your current ADP card balance.Simply enter your location into the search field and then visit one of the locations listed. Most ATMs will allow you to check your balance without withdrawing money. Simply insert your card, enter your PIN and then select the "Balance" option. The ATM will print a receipt showing your current ADP card balance.Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money. May 16, 2018 · Wisely Pay provides a variety of ways for employees to receive, spend and manage their money, including peer-to-peer transfers, instant pay and mobile digital wallets from Apple Pay, Samsung Pay and Android Pay. It originates from ADP’s acquisition of Global Cash Card last October. Do you have a card with us? Yes No Back ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 ... ©2024 Global Cash Card, Inc. 3972 Barranca ... Take out up to 350 AUD in cash a month for free. The Wise card takes the worry out of using ATMs abroad. You pay only a super-low fee on withdrawals after the first ... Welcome to Online Help. This window provides helpful information on how to set up your account. Use the links on the left or below to find information on a particular topic.Sep 28, 2020 · *Note* As of 9/28/2020, Global Cash Card has transitioned to Wisely Pay. With this transition to ADP Wisely, there are a few points of note: Current issued pay cards will continue to function normally; Direct deposit information that has already been entered will remain the same; Employees will manage their card using the myWisely app or ... To check the balance on a Money Network card, visit the official Money Network site and sign in to the account, or call the customer service phone number located on the back of the...Purchase the Bull Shark Cash Card (XB1) to gain GTA$600,000 to spend in the Xbox One version of GTA Online. Cash is king in this town. Solve your money problems and help get what you want across Los Santos and Blaine County with the purchase of cash packs for Grand Theft Auto Online.Enter the card information. Activating your Wisely® card is easy. Fill in the information below to get started. Card InformationMore than a prepaid card: the Wise debit card. When opening a free Wise account online you can get an international prepaid debit card which allows you to keep over 40+ currencies and spend like a local in 150+ countries. Because you’re able to add money to be spent directly in any of the currencies you can hold, the Wise debit card …GlobalCash Card is a multi-currency prepaid card that can hold up to 15 currencies and allows you to instantly reload from your Emirates NBD account. ... Access to over 11,000 stocks and ETFs in Global and UAE markets. Open ENBD X Wealth Account; ... Over the counter cash advance fee: AED 52.50: Card unload fee: AED 15.75: Card closure fee: …Mitigate risk – use a secure way to pay tips to workers — and reduce the need for cash on hand; Enhance employee experience – provide workers quick access to their funds or the ability to make online or in-person purchases, using their Wisely card. Global Cash Card Wisely Paystubs and W-2 Instructions. Below you will find the Paystub and W-2 instructions, Paycard Reminders and FAQ. Click on the links to view the full pages. ESPANOL: La informacion en espanol se encuentra en la parte baja desupes de los documentos en ingles. Para ver el documento siga los enlaces.Purchase the Great White Shark Cash Card (XB1) to gain GTA$1,500,000 to spend in the Xbox One version of GTA Online. Skip to main content. ... All purchased cash is automatically deposited into your character’s bank account. Spend wisely, cash therapy is fleeting. Show more. Published by. Rockstar Games. Developed by. Rockstar North. …Don't have a card account? Sign Up Now! Forgot your username or password? Click here for help. ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the U.S. 949-751-0360Are you looking to sell your sports cards for cash? Whether you’re a collector looking to make some extra money or simply want to part ways with your collection, there are various ...There are no overdraft fees 22 because we will not allow you to overdraw your card. 3. There are no minimum balance fees, monthly fees or annual fees. There are, however, inactivity fees assessed after a certain period of inactivity. Keep in mind there are also charges for using certain features on your Wisely by ADP ® card.Report a lost or stolen paycard to Global Cash Card Customer Service immediately. Global Cash Card will freeze the card balance and reissue a new personalized paycard. If the cardholder has the instant issue paycard, Global Cash Card will transfer any money to that paycard so the cardholder has immediate access to their funds. You can have both a Wisely card and direct deposit, that's what I do. Any money you don't transfer will be paid normally on the following Friday (i.e., if you transfer money this week, anything you don't transfer gets paid to you on the 18th, not the 11th). You can transfer from Wisely to bank accounts. I don't know how long it takes because I ...The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. ADP is a registered ISO of Fifth Third Bank, N.A, or Pathward, N.A. The Wisely Pay Visa card may be used everywhere Visa debit cards are accepted.See the back of your card to determine card type. Wisely Pay Customers Use your Wisely card everywhere Visa ® Debit cards are accepted and where debit MasterCard ® is accepted internationally. To use your Wisely ® Card for transactions outside the U.S., including U.S. territories, please set a travel notice in the myWisely app. 7. Your card is …Access your Global Cash Card electronic paystub by logging into your account and navigating to the Paystub section of the Account page, as of 2015. The site also makes other tax do...Wisely® Pay Login. The Wisely Pay card is a reloadable prepaid card that provides employers and employees a convenient, low-cost alternative to paychecks. Wisely Pay …In today’s fast-paced business world, time and money are two valuable resources that need to be managed wisely. One way to do this is by hosting online meetings for free. Hosting o...You may load $20-$500 in cash onto your Wisely Card for a flat rate of up to $5.95 (subject to card and balance limits). If you have a Wisely Pay or Wisely Cash card ... Tap or click Transfer Money. You can find this in the drop-down menu. 4. Enter your debit card number. This is the 16-digit number on the front of your debit card. 5. Complete the transfer. Make sure the number is correct, and then tap or click Transfer .Opt-in to the Dosh cash back rewards 15 program on the myWisely app, 7 then make purchases using your Wisely card at participating merchants and online services or stores.. After your eligible transaction has been verified by Dosh, your cash back rewards 15 will be sent to your cardholder primary account and then transferred to your Wisely Rewards …Are you tired of spending a fortune on fuel every month? Do you often find yourself looking for ways to save money on everyday purchases? Look no further than the Circle K Easy Rew...Under the terms of the renewed agreement, MetaBank will also start supporting Wisely by ADP, which is a new paycard that offers a range of services such as instant pay, digital wallet and other financial management tools. Wisely Pay was the first product launched by ADP in May this year after the company acquired Global Cash …ADP ®, booth #601, and Global Cash Card, booth #801, are excited to launch Wisely Pay by ADP at the American Payroll Association’s (APA) 36th Annual Congress.The Wisely payroll card is the latest advancement in the future of pay—powering your response to evolving employee demographics, their pay expectations, and working …You may load $20-$500 in cash onto your Wisely card at over 70,000 retail locations nationwide using MoneyPak® for a flat rate of $5.95 (subject to card and balance limits), …Cash withdrawal. You can get cash out at no cost at fee-free ATMs in your network (limits may apply). You can also get cash from out-of-network ATMs for a small transaction fee. ATM fees depend on your card’s terms and conditions. And just like regular debit cards, prepaid debit cards have expiration dates. As the date approaches, you should ...Make the most of your money with the Wisely payroll card. Get paid up to 2 days early, earn cashback rewards, spend, plan, and save on your terms. In today’s uncertain economic climate, it is essential for consumers to make informed decisions when choosing their natural gas provider. With rising energy costs, finding the chea...Wisely Upgrade Video. Share this video to inform employees and Wisely members of the benefits that come with upgrading their Wisely card, such as early direct deposit, adding funds from secondary sources of income, and additional security features. The video can be emailed to employees or posted on your employee-facing website.Green Dot® Network cash reload fees and limits apply. Limits on surcharge-free ($0) ATM transactions may apply. Please refer to your Card Fee Schedule. There is no charge for over-the-counter (OTC) bank teller cash withdrawals at Visa member banks, but fees for ATM transactions at these locations may apply.https://danielparsonsministry.com Video about Wisely Pay taking over the Global Cash Card pay card accounts beginning 28 September 2020. Whole Wellness Club ...Choose the card you wish to use. Tap your phone against the contactless symbol and enter your PIN. 4. CashTapp cardless ATMs. Select Capital One 360 Checking customers can withdraw money at any cardless ATM with a CashTapp sticker. Use the ATM finder in the CashTapp app to find a cardless ATM near you.Purchase the Megalodon Shark Cash Card (PS5™) to gain GTA$10,000,000 to spend in the PS5™ version of GTA Online. Cash is king in this town. Solve your money problems and help get what you want across Los Santos and Blaine County with the purchase of cash packs for Grand Theft Auto Online. All purchased cash is …Overview Paycards Financial Wellness Earned Wage Access Talk to sales 866-332-0584 Request a Demo Wisely® by ADP Move towards 100% digital pay with a one-stop-shop …Wisely by ADP | 3,604 followers on LinkedIn. Afford yourself every advantage. | Wisely by ADP puts you in charge, whether you are paying wages or receiving them. We created Wisely to help everyone ...Don't have a card account? Sign Up Now! Forgot your username or password? Click here for help. ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the U.S. 949-751-0360Do you have a card with us? Yes No Back ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 ... ©2024 Global Cash Card, Inc. 3972 Barranca ... global cash card is the best online payroll system as its convenient and fast. It's good as we pay employees in an online platform without long queues or need for depositing bank cheques. Checking card balance is easy and also the transaction history with the correct dates. Review collected by and hosted on G2.com.Password Reset If you've never set up a password or have forgotten it, please click the link above to initiate the Password Reset process. Cash Cards are a form of microtransaction available in Grand Theft Auto Online. Named after various types of sharks, and using the in-game "Shark" branding, each card offers a different level of in-game money (GTA$). Cash Cards are advertised on the in-game radio, along with some types not available for purchase. New in-game cards are periodically …Save up to 87% when you spend internationally. With the Wise travel money card you can get an up to 87% better exchange rate and lower fees than your bank. If you have the local currency in your account, the Wise travel money card will use it. If not, it will auto-convert your money at the current rate, for a tiny fee. We are excited to welcome our new Global Cash Card colleagues to the ADP family! The digital payment space is an exciting one for the future of payroll. Paycards are the fastest growing method of payment in recent years, with the estimated value of Form 1099 transactions now ranging between $700 billion and $1.1 trillion.The digital age calls for digital solutions. That’s where Wisely comes in. Going paperless saves you both time and money. And now, you can go fully digital with a single solution designed to enable your compliance for every payment need. Wisely allows you to offer a range of popular payment options, so that alongside regularly scheduled ... Need Help? If you need help with logging in, please contact your account manager for assistance.Don't have a card account? Sign Up Now! Forgot your username or password? Click here for help. ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the U.S. 949-751-0360To check the balance on a Money Network card, visit the official Money Network site and sign in to the account, or call the customer service phone number located on the back of the...Cash withdrawal. You can get cash out at no cost at fee-free ATMs in your network (limits may apply). You can also get cash from out-of-network ATMs for a small transaction fee. ATM fees depend on your card’s terms and conditions. And just like regular debit cards, prepaid debit cards have expiration dates. As the date approaches, you should ...Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Choose the card you wish to use. Tap your phone against the contactless symbol and enter your PIN. 4. CashTapp cardless ATMs. Select Capital One 360 Checking customers can withdraw money at any cardless ATM with a CashTapp sticker. Use the ATM finder in the CashTapp app to find a cardless ATM near you.ATM and POS Transaction outages ? Operational. Past Incidents. Feb 7, 2024. No incidents reported today. Feb 6, 2024. No incidents reported. Feb 5, 2024. No incidents reported.It works just like any other debit card. Beyond this, the Wise debit card enables 2 Free ATM withdrawals of up to 350 CAD a month anywhere in the world. After that, you’ll be charged $1.50 CAD per ATM transaction. This is a fixed fee. Bear in mind, the other bank at which you use ATM might still charge you a small fee. It's what some ate saying about the prepaid card restriction. If a few are saying they have linked ther Wisely catd it's because banking regulations vary by state ( and technically Paypal isnt a bank, but Wisely's transactions are backed by a bank). You can try getting around this with a VPN but when you're eventually discovered you'll get ...Purchase the Bull Shark Cash Card (XB1) to gain GTA$600,000 to spend in the Xbox One version of GTA Online. Cash is king in this town. Solve your money problems and help get what you want across Los Santos and Blaine County with the purchase of cash packs for Grand Theft Auto Online.You can choose from 2 ways: 17 Green Dot ® Deposit Cash 11: Deposit cash on the go!Add cash ($20-$500) to your Wisely ® card at the register of 90,000+ retailers nationwide (including CVS, Dollar General, Rite-Aid, 7-Eleven, Walgreens, Walmart, and more).

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ADP ®, booth #601, and Global Cash Card, booth #801, are excited to launch Wisely Pay by ADP at the American Payroll Association’s (APA) 36th Annual …Do you have a card with us? Yes No Back ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 ... ©2024 Global Cash Card, Inc. 3972 Barranca ... You can hold up to 40+ currencies in your travel money card, and convert them at the mid-market rate with the free Wise app. Unlike travel money cash, you don’t even need to have the money converted beforehand — simply use the travel money card in stores, coffee shops, online or withdraw from ATMs, and we’ll convert the amount ... It's what some ate saying about the prepaid card restriction. If a few are saying they have linked ther Wisely catd it's because banking regulations vary by state ( and technically Paypal isnt a bank, but Wisely's transactions are backed by a bank). You can try getting around this with a VPN but when you're eventually discovered you'll get ...Tap or click Transfer Money. You can find this in the drop-down menu. 4. Enter your debit card number. This is the 16-digit number on the front of your debit card. 5. Complete the transfer. Make sure the number is correct, and then tap or click Transfer .Wisely Pay provides a variety of ways for employees to receive, spend and manage their money, including peer-to-peer transfers, instant pay and mobile digital wallets from Apple Pay, Samsung Pay and Android Pay. It originates from ADP’s acquisition of Global Cash Card last October.ADP ®, booth #601, and Global Cash Card, booth #801, are excited to launch Wisely Pay by ADP at the American Payroll Association’s (APA) 36th Annual Congress.The Wisely payroll card is the latest advancement in the future of pay—powering your response to evolving employee demographics, their pay expectations, and working …ATM and POS Transaction outages ? Operational. Past Incidents. Feb 7, 2024. No incidents reported today. Feb 6, 2024. No incidents reported. Feb 5, 2024. No incidents reported.Need Help? If you need help with logging in, please contact your account manager for assistance.Shark Cards. Cash is king in this town. Solve your money problem and help get what you want across Los Santos and Blaine County with the occasional purchase of cash packs for Grand Theft Auto Online. All purchased cash is automatically deposited into your character's bank account. Spend wisely, cash therapy is fleeting.The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. ADP is a registered ISO of Fifth Third Bank, N.A, or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Globalcash UnionPay Card. Suitable for local spending. This prepaid gift card only supports merchants operate in Hong Kong^ for POS transactions or online payment. ^Merchants registration or settlement address is Hong Kong in the UnionPay system. Selling price: $500-$5000 . Customers need to purchase multiples of $50. Payment method: Cash ...5. Don't have an abundance of credit cards. Having a limited amount of cards is how to use credit cards wisely. This will reduce the temptation of impulse shopping, and it can help you establish good credit. Also, opening several cards in a short amount of time can negatively impact your credit score.Don't have a card account? Sign Up Now! Forgot your username or password? Click here for help. ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the U.S. 949-751-0360While experienced borrowers may wonder how many credit cards to have, those who are newer to credit cards or prefer to focus on just one card might have other credit questions on t....

Purchase the Megalodon Shark Cash Card to gain GTA$10,000,000 to spend in Grand Theft Auto Online. Cash is king in this town. Solve your money problems and help get what you want across Los Santos and Blaine County with the purchase of cash packs for Grand Theft Auto Online.

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    Euchre card games | Welcome to Online Help. This window provides helpful information on how to set up your account. Use the links on the left or below to find information on a particular topic.ADP®, booth #601, and Global Cash Card, booth #801, are excited to launch Wisely Pay by ADP at the American Payroll Association’s (APA) 36th Annual Congress....

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    Nordstromcard.com | Do you have a card with us? Yes No Back ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395 ... ©2024 Global Cash Card, Inc. 3972 Barranca Pkwy, Ste. J610, Irvine, CA 92606 Phone: 866-395-9200 Outside the …Free 24x7 emergency services for cash requirements and card replacement via the MasterCard call centre on 8000440628 ; ... your Global Cash Card will automatically deduct it from any other available currencies. The hierarchy for the currencies in your card is as follows - AED, USD, GBP, EUR, AUD, CAD, INR, SAR, PHP, ZAR, TRY, THB, LKR, …Report a lost or stolen paycard to Global Cash Card Customer Service immediately. Global Cash Card will freeze the card balance and reissue a new personalized paycard. If the cardholder has the instant issue paycard, Global Cash Card will transfer any money to that paycard so the cardholder has immediate access to their funds. ...

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    Hunters remembrance destiny 2 | Cash withdrawal. You can get cash out at no cost at fee-free ATMs in your network (limits may apply). You can also get cash from out-of-network ATMs for a small transaction fee. ATM fees depend on your card’s terms and conditions. And just like regular debit cards, prepaid debit cards have expiration dates. As the date approaches, you should ...Jun 21, 2018 · Global Cash Card is a leading provider of paycard solutions specializing in paperless payroll and direct deposit distribution for its clients and their employees. Wisely Pay by ADP is a new paycard that provides innovative services like instant pay, digital wallet and other financial management tools. ...

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    Somebody i used to know lyrics | Jul 27, 2022 · Discover surcharge free ATMs with Wisely by ADP. Access tens of thousands of surcharge-free ATMs nationwide and enjoy convenient, fee-free withdrawals. Learn more! Enter the card information. Activating your Wisely® card is easy. Fill in the information below to get started. ...

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    Twitch stream download | This privacy notice is provided by Fifth Third, ADP, Inc., the independent sales organization, and Global Cash Card, Inc., the program manager and processor, and describes the sharing practices applied to the Wisely™ financial product.The digital age calls for digital solutions. That’s where Wisely comes in. Going paperless saves you both time and money. And now, you can go fully digital with a single solution designed to enable your compliance for every payment need. Wisely allows you to offer a range of popular payment options, so that alongside regularly scheduled ... ...

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    Sherri show | Your Wisely card and digital account 1 can help you access your pay early, pay bills, get cashback rewards 2 with everyday purchases, and spend, plan, and save with fewer fees. 3 And it’s all in one place, complete with the tools and support to help you make the most of your money. When it comes to purchasing or developing land, many people are eager to cut costs wherever possible. One area where some may try to save money is by skipping the land survey and o......