Consumer Reports finds the car insurance companies that best satisfy customers on price, claims settlement, and other aspects of auto insurance service. ... regional insurers such as PEMCO and ...The average cost of a car insurance policy in Seattle is $1,078 per six-month policy — $180 per month. The cheapest company in Seattle is PEMCO ($99/month). Seattle ranks as the 23rd most expensive city for car insurance in Washington. 31% of Zebra customers in Seattle stated they used our product because they were paying too much …Dec 11, 2023 ... PEMCO Insurance, which stands for Public Employees Mutual Casualty Company, offered a range of services from home fire and burglary to life ...Email us at [email protected]. The five cheapest car insurance companies in Spokane, WA are PEMCO Insurance ($71 per month), USAA ($86 per month), State Farm ($90 per month), GEICO ($108 per month), and Nationwide ($122 per month).With PEMCO, you can manage and update your policy, billing, and more, right from your laptop or mobile phone. And if you need to take care of something a little more complex, you can get answers from our insurance experts by phone, without the wait. It’s all why PEMCO’s won more customer service awards than just about anybody else in the ... News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …PEMCO Government Relations activity is nonpartisan and encourages citizenship. We support initiatives and leaders that enable our employees, customers, business and industry – we may donate to values-aligned leaders and initiatives. Our government efforts align to our Y.E.S. focus areas of raising achievement levels for youth in education ...February 22, 2024 03:09 PM (EST) //BestWire// - A M Best has revised the outlook to negative from stable for the Long-Term Issuer Credit Rating (Long-Term ICR) …Feb 1, 2024 · The five cheapest car insurance companies in Spokane, WA are PEMCO Insurance ($71 per month), USAA ($86 per month), State Farm ($90 per month), GEICO ($108 per month), and Nationwide ($122 per month). News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …While it sounds like rolling all your insurance into one policy, bundling actually means buying multiple insurance policies ( auto, home, renter, boat) through the same company. At PEMCO, you might hear us talk about "Home Plus Auto Discounts" or "Boat Plus Home or Auto Discounts" instead of bundling because, for most people, that's clearer.Pemco policyholders can expect their prices to go up an average of $16 a month if they get a ticket, while Progressive normally raises rates around $31 per month, on average. That …Damages due to environmental flooding (water outside the home) aren’t covered by renter, condo and homeowner policies. Flood insurance is available through the National Flood Insurance Program. Our professionals at PEMCO Agency can help you get a policy. For more information, call 1-800-467-3626. 1-800-GO‑PEMCO. PEMCO boat insurance is like a hybrid of your car and home insurance, with some important differences. Like your car insurance, it covers the vehicle itself (which can include a power boat, sailboat, personal watercraft, motor or trailer) as well as liability for its operation. And like your home policy, it provides protection ...Personalized Auto Insurance Coverage. Protect yourself from huge bills and auto liabilities when you are involved in an auto accident with adequate auto ...News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …Address: 207 E 5th Ave Suite 264 Eugene, Oregon 97401 Phone/Text: (541) 681-8793 Email: [email protected] 9, 2021 · A PEMCO car insurance policy cost 14% less than even the second-place finisher. PEMCO was also named the best deal for good drivers, young drivers, and older drivers, too. You can read the full WalletHub report, which shares all the details from the study including the hypothetical drivers, cars, characteristics and categories used to make the ... HO 04 96 04 91, No Liability Coverage for Home Day Care Business, Ltd Property Coverage. PM-146 01 01, Special Provisions. PM-20 04 09, PEMCO Plus One. PM-36 05 02, Homeowners Amendatory Endorsement. PM-38 09 03, Fungus and Mold - Special Coverage Limit and Liability Exclusion.News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …While it sounds like rolling all your insurance into one policy, bundling actually means buying multiple insurance policies ( auto, home, renter, boat) through the same company. At PEMCO, you might hear us talk about "Home Plus Auto Discounts" or "Boat Plus Home or Auto Discounts" instead of bundling because, for most people, that's clearer.2 days ago · CIG is the cheapest car insurance company in Washington overall, according to the most recent NerdWallet analysis. Read on to see other cheap options. ... Pemco: $2,775 per year, or about $231 per ... From '50s cars to 50-foot RVs, we can tailor a great defense against one-size-fits-all coverage. Learn more. Find a PEMCO Insurance agent near you Location Name. 15 Miles . 5 Miles; 10 Miles; 15 Miles; 20 Miles; 30 Miles Classic cars hold a special place in the hearts of automotive enthusiasts. With their timeless designs and the nostalgia they evoke, these vintage vehicles are more than just modes...Over the years, car insurance costs have been on the rise leaving people paying fortunes to maintain their cars. Insurance Information Institute reports that the average auto insur...Family Owned & Operated Since 1967. Head and Malesis Insurance Agencies is an independent insurance agency that has been family owned and operated since 1967. Now a third-generation agency, family has always been the key to our success and we want you to feel like you are part of ours. We strive to be the agency that you want to work with, the ...In-home caregivers and assistants will help make that choice possible for many. Your PEMCO insurance is here for you now and in the future. Please let us know about changes in your life so we can make sure your insurance protection keeps pace. Every situation and event is unique, and your local PEMCO agent or a representative at …Pets Best Insurance Services, LLC (CA agency #0F37530) is a licensed insurance agency located at 10840 Ballantyne Commons Parkway, Charlotte, NC 28277. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply.PEMCO Agency protects your unconventional needs. Whether it's motorcycle, RV or earthquake insurance, we have you covered. Learn more! ... or call your PEMCO Insurance agent at 1-800-697-3626 . Policies Protect Your Unique Life. Sometimes your life, your hobbies or your vacation require something extra. ... vintage muscle car, collectible …Cheapest Car Insurance Rates for Teen Drivers : PEMCO Mutual. Nationwide has the highest average rates in our study for teens in Washington, $8,068 per year for ...Insurance agents who have previously worked for different insurance firms are likely familiar with varying series of policy numbers, states CarInsuranceComparison.com. Independent ...Best Overall: PEMCO Insurance. When comparing PEMCO Insurance and Cincinnati Insurance for renters insurance, PEMCO emerges as the better choice overall, taking into account various factors. While both companies offer robust coverage options and have positive attributes, PEMCO’s regional specialization, customizable policies, and …1 day ago · In business since 1949, PEMCO Mutual Insurance is a Seattle-based company that has a long history of providing affordable car insurance for drivers in the Northwest. Cheap Full-Coverage Car Insurance In Bellevue. Our rate data shows that USAA offers the cheapest full-coverage insurance in Bellevue with rates of $100 per month. GEICO ( $112 per month) and PEMCO ...If you're in the market for a new car insurance policy, you might be wondering how State Farm and Pemco compare when it comes to the lowest rates and biggest discounts. To …When you should consider buying rental car insurance. You do have collision and comprehensive coverage. Your PEMCO policy covers the rental the same as your own car. However, like most auto policies sold in the United States, it's limited in what it can do to pick up accident-related costs that are unique to rental cars.PEMCO MUTUAL INSURANCE COMPANY: Case Number: 2:2024cv00221: Filed: February 22, 2024: Court: US District Court for the Western District of …Jan 27, 2023 ... However, rates do depend on the city you live in and your driving history. The four best in Oregon are: USAA; State Farm; PEMCO Insurance; GEICO ...Specialties: We're the Defender of Your Northwest, offering customized coverage for your auto, home, rental and/or boat. We provide outstanding customer service, discounts and policies tailored to you. Our mission: Free our communities to worry less & live more. Established in 1949. For more than 70 years, we've driven the same roads, faced the same storms and cared about the same ... This defensive driving course is for Pemco Car and Auto Insurance Discounts for many states. After completion of this course, you will get a certificate either by mail or direct download (for some states) to forward to your insurance company or agent. See your Pemco auto or car insurance policy for additional details. Discounts provided by auto ...Consumer Reports finds the car insurance companies that best satisfy customers on price, claims settlement, and other aspects of auto insurance service. ... regional insurers such as PEMCO and ...PEMCO is a mutual insurance company that offers comprehensive and affordable insurance options for the Pacific Northwest since 1949. Whether you need auto, home, renters, boat, condo, umbrella or specialty insurance, PEMCO has you covered with real people, real service and real coverage. If we have questions or need additional information, how would you like us to contact you? PEMCO insures Washington and Oregon residents with auto, home, boat and umbrella insurance. Call 1-800-467-3626 to speak with a Customer Service Representative weekdays from 7:00 a.m. - 6:00 p.m. and Saturdays from 8:30 a.m. - 5:00 p.m. .Classic cars are not just a mode of transportation, they are a valuable investment and a cherished piece of history. As such, it is important to protect your classic car with the r...Pemco Average Insurance Cost by State. The insurance is only available in two states - Oregon and Washington. The average monthly rate in Washington is higher than the average insurance rate. On average, a driver must pay around $1,068 for buying Pemco car insurance in Washington. Pemco Auto Insurance Discounts.See how we defend like no other. PEMCO was born in the Northwest. We’re from here. We’re based here. So we know that auto insurance isn’t just about protecting your …Safer ways to save. Your lifestyle and insurance needs change over time, and we may be able to help you find safer ways to trim your bill. Some possibilities: 1. Review your driving habits. If you're no longer commuting, you may now qualify for a lower usage category, which automatically qualifies you for reduced rates. 2.Sign in to your PEMCO online customer account. If you don't have an account, you can register now. Get an overview of all your policies, make payments, view documents, …Washington insurers by the numbers. Insurers in Washington wrote $5.8 billion in direct premiums for passenger auto coverage in 2021. Overall, insurers in the …In business since 1949, PEMCO Mutual Insurance is a Seattle-based company that has a long history of providing affordable car insurance for drivers in the Northwest.It was nice to deal with the PEMCO adjuster since they were in Seattle and they’d call during normal hours, not east coast hours. Have had Pemco about 25 years for home and auto insurance. No complaints. Have had a few claims that were easy to work with. I get a few discounts (safe driver, teacher, etc).aurortonks. •. We switched from Allstate a few years ago and just like everyone else this year, our insurance with Pemco went up like 40%. We now pay $401 a month for 3 insured drivers (one 18 yo male), and two cars over 5 years old with $100k coverage and a $1000 deductible, plus rental insurance ($13/mo).This defensive driving course is for Pemco Car and Auto Insurance Discounts for many states. After completion of this course, you will get a certificate either by mail or direct download (for some states) to forward to your insurance company or agent. See your Pemco auto or car insurance policy for additional details. Discounts provided by auto ...PEMCO Insurance Company is a mutual insurance company for the Northwest United States, offering auto, home, renters, condo, boat and life insurance. It …Specialties: PEMCO Insurance, established in 1949, is a Seattle-based provider of auto, home, boat and umbrella insurance to Northwest residents. PEMCO Insurance is sold by community agents throughout the region and through PEMCO offices. For more information, visit www.pemco.com. Established in 1949. Seattle educator Robert J. Handy founded …PEMCO Auto Glass Repair. If you find yourself in need of windshield repair, PEMCO and Lucky Dog Auto Glass are hear to help. The great insurance benefits ...When you’re shopping for car insurance, you may come across something called a vehicle class code. This code is used to determine the type of car you drive and how much your insura...Dec 7, 2023 ... In Washington, the cheapest rates for bundling home and car insurance are from PEMCO, which ties with Allstate for the biggest discount.About. PEMCO Mutual Insurance Company is part of the Car Insurance test program at Consumer Reports. In our lab tests, Car Insurance models like the PEMCO Mutual Insurance Company are rated on ... The five cheapest car insurance companies in Vancouver, WA are PEMCO Insurance ($78 per month), USAA ($88 per month), State Farm ($100 per month), GEICO ($126 per month), and Nationwide ($131 per month).Jan 12, 2024 · News, tips and more from PEMCO Insurance, defenders of your Northwest. ... Important items to keep in your car this winter. January 10, 2024 by PEMCO Insurance ... PEMCO Insurance's Chairman of the Board, President and CEO is Stan McNaughton. Other executives include Dawn Lee, Vice President, Product & Underwriting; Harris Clarke, Vice President, Operations and 4 others. See the full leadership team at Craft.You can choose a shop that participates in PEMCO's Timesaver Repair Program. High quality, competitively priced, quick repairs. The shop works directly with PEMCO to handle costs and payment. Automakers have identified qualified body shops which are trained to work on their make. The vehicle manufacturer (OEM, original equipment manufacturer ... Pemco. State Farm. WA. $107. $89. Pemco and State Farm only compete against each other in Washington, where State Farm offers the cheaper average rates. For Washington residents, State Farm offers auto insurance for $89 monthly on average. Pemco's average premiums come out to be over 15% more expensive, at $107 per month. Pemco. State Farm. WA. $107. $89. Pemco and State Farm only compete against each other in Washington, where State Farm offers the cheaper average rates. For Washington residents, State Farm offers auto insurance for $89 monthly on average. Pemco's average premiums come out to be over 15% more expensive, at $107 per month. The five cheapest car insurance companies in Vancouver, WA are PEMCO Insurance ($78 per month), USAA ($88 per month), State Farm ($100 per month), GEICO ($126 per month), and Nationwide ($131 per month).May 23, 2012 ... From a laptop and comfortably in those pink bunny slippers you can get free quotes from competing brands, find discounts and combine auto and ...For example, the least expensive car insurance company with a DUI in Washington, PEMCO, advertises annual rates 56% less than the statewide average …PEMCO Agency protects your unconventional needs. Whether it's motorcycle, RV or earthquake insurance, we have you covered. Learn more! ... or call your PEMCO Insurance agent at 1-800-697-3626 . Policies Protect Your Unique Life. Sometimes your life, your hobbies or your vacation require something extra. ... vintage muscle car, collectible …Mar 17, 2023 · USAA was alone in earning top marks for how thoroughly and clearly it presented its policy options to consumers, according to Consumer Reports members who responded to a survey we conducted last ... The Wall Street Journal estimated that once self-driving car technology becomes truly widespread, we could cut auto accidents by 90%. Some predictions say that when we reach that point, auto insurance premiums could go down by 40%. Until then, PEMCO has some suggestions: The experts at PEMCO say the most important thing to …Your car insurance should reflect what matters most to you April 20, 2021 by PEMCO Insurance Type of insurance Default-Auto Default-Auto. Auto Insurance; Auto + Home Insurance; Auto + Condo Insurance; Auto + Renters Insurance ... While we don't cover those vehicles directly, the experts at PEMCO Insurance Agency can find you the …If you’re looking for a vehicle insurance estimate, it’s simple to get a free quote. But buyer beware, getting an accurate quote means you’ll have to have information at your finge...Jun 24, 2022 · So that you can drive your new car home with confidence, your PEMCO protection automatically covers it, giving you time to notify us. However, how that coverage applies can differ. If you’re trading in a car, the new car automatically will have the same coverage as the car you replaced for 60 days. If you’re adding a car, it automatically ... Our rate data shows that USAA offers the cheapest full-coverage insurance in Spokane Valley with rates of $90 per month. GEICO ( $107 per month) and PEMCO ( $112 per month) are also affordable ...Term life insurance is the simplest and often the most affordable life insurance. Term life insurance lasts for a fixed time period, after which it expires, along with your payments. You can choose how long you want your term to be, with most running 10-30 years. "Permanent" or "whole life" insurance lasts for the entire life of the policyholder.Here's what you need to know when driving in Idaho. The average car insurance rate in Idaho is $1,338 per year — 12% less than the U.S. average . Car insurance rates are impacted by more than just your location. Auto insurance rates comprise many factors, including a driver's age and driving history. The Zebra's experts …PEMCO Agency protects your unconventional needs. Whether it's motorcycle, RV or earthquake insurance, we have you covered. Learn more! ... or call your PEMCO Insurance agent at 1-800-697-3626 . Policies Protect Your Unique Life. Sometimes your life, your hobbies or your vacation require something extra. ... vintage muscle car, collectible …PEMCO Insurance is the Defender of Your Northwest, providing auto, home, renters and boat coverage. We are consistently recognized for outstanding service, employee expertise and social impact.Make a claim or payment, find an agent and get in touch with our team. Learn more about PEMCO's services here!News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …
Manage. Update account information and go paperless. Sign in to your PEMCO online customer account. If you don't have an account, you can register now. Get an overview of all your policies, make payments, view documents, choose paperless options, and manage your account. . Automotivo bibi fogosa lyrics english
News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …This time, we are sharing a real claim from a college student in Mill Creek, Wash. whose car was burglarized while parked in front of their place of work. He writes: I don't think most people who drive old cars worry about them getting broken into. I didn't until one night when I got off work and found the door messed up on my 1997 Ford Ranger ...Classic cars hold a special place in the hearts of automotive enthusiasts. With their timeless designs and the nostalgia they evoke, these vintage vehicles are more than just modes...The five cheapest car insurance companies in Spokane, WA are PEMCO Insurance ($71 per month), USAA ($86 per month), State Farm ($90 per month), GEICO …Washington insurers by the numbers. Insurers in Washington wrote $5.8 billion in direct premiums for passenger auto coverage in 2021. Overall, insurers in the …Get a quote in Issaquah, WA. Call Roy Potter Insurance, Inc. at (206) 284-0470 today.We work with you one-on-one to ensure that you receive the best advice to choose good coverage for your family, your home, or your business. Are you thinking about buying or changing an insurance policy? Please give us a call today at (800) 282-2000. You can also get a quote, pay your insurance bill, or submit a claim online.Pemco Average Auto Insurance Rates. A driver needs to pay around $1,044 to buy Pemco car insurance. However, the premium will be lower if you insure multiple cars under the same policy. Your driving history, age, gender, marital status, and address will all be considered when you buy Pemco auto insurance.Cheap auto insurance in Wyoming for minimum coverage. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. In Wyoming, the average cost for minimum coverage is $27 per month, or $325 yearly — a savings of $1,223 compared to full coverage. Company.Feb 1, 2024 · The five cheapest car insurance companies in Spokane, WA are PEMCO Insurance ($71 per month), USAA ($86 per month), State Farm ($90 per month), GEICO ($108 per month), and Nationwide ($122 per month). Top 10 cheapest car insurance companies. State Farm is the cheapest national car insurance company, at $50 per month for liability-only coverage. American Family and Geico also have affordable quotes, …Damages due to environmental flooding (water outside the home) aren’t covered by renter, condo and homeowner policies. Flood insurance is available through the National Flood Insurance Program. Our professionals at PEMCO Agency can help you get a policy. For more information, call 1-800-467-3626.News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …PEMCO Mutual Insurance is the Defender of Your Northwest, providing auto, home, renters and boat coverage. Named by Forbes as one of America’s Best Insurance Companies 2022 with the #1 ranking ...Classic cars are not just a mode of transportation, they are a valuable investment and a cherished piece of history. As such, it is important to protect your classic car with the r...First, we know that claims in general are costing more money. Due to supply chain shortages and labor shortages in many sectors, vehicles are taking longer to get fixed, and this means many customers must use a rental car for longer. We are also seeing increased cost of parts and labor. In fact, the cost of motor vehicle parts has risen over 20%. .
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Cheap plane tickets to vegas | With Go PEMCO, you can: get your auto ID cards. access your policy, coverages, and discounts. make changes to your insurance policies. view policy documents and bills. pay your PEMCO bill. find local repair shops. get answers to all your questions. and a whole lot more! PEMCO Mutual Insurance is the Defender of Your Northwest, providing auto, home, renters and boat coverage. Named by Forbes as one of America’s Best Insurance Companies 2022 with the #1 ranking ...News, tips and more from PEMCO Insurance, defenders of your Northwest. Up-to-date information about PEMCO and the incredible Northwest. Browse the latest posts or choose a category from one of the tabs below. All Articles Press Releases ... Five ways to save money on car insurance | PEMCO. February 6, 2024 by PEMCO Insurance. …...
Best ceramic coating | Renter Insurance Coverage Information | PEMCO Insurance. Renters insurance protects the things that are important to you- furniture, electronics, sports equipment, jewelry & more. Ask PEMCO about renters insurance today! /home/renters. Cheap Full-Coverage Car Insurance In Renton. Our rate data shows that USAA offers the cheapest full-coverage insurance in Renton with rates of $106 per month. GEICO ( $128 per month) and PEMCO ......
Five little ducks | Check your policy to confirm coverage or, for instant peace of mind, go online or call us to list the car on your policy as soon as you take the keys. 3. Consider gap insurance if you're financing the car. A new car becomes a used car the moment you drive away, meaning it depreciates in value.The average cost for full-coverage car insurance in the U.S. was $2,543 per year in January, up 26% from $2,014 in the same month of last year. In January 2022, the average rate was $1,771 ...Jun 24, 2022 ... 3. GEICO. 832. 821. 5th. 4. PEMCO Insurance. 823. 835. 2nd. 5. Progressive. 819. 817. 6th. 6. Safeco. 816. 803. 8th. 7. Allstate. 811. 825. 3rd....
Two in french | PEMCO has teamed up with Safelite Solutions for a seamless process to get you and your vehicle back on the road. If you have comprehensive coverage and have a glass-only damage claim, just click here or call Safelite Solutions at 877‑646‑8966. You have the right to repair or replace your glass at any shop you choose. Feb 18, 2021 · TrustedChoice.com's Final Review. We award PEMCO Mutual Insurance Company a final rating of 4.5 out of 5 stars. The insurance company has been around for more than 70 years now, and its rankings reflect that PEMCO has used this time to their advantage. PEMCO has high ratings from both A.M. Best and the BBB. ...
Dial drunk noah kahan | Peer-to-peer car sharing allows you to rent another person’s vehicle, typically when the owner wouldn’t use the car much. Or perhaps you are a car owner who would like to rent your vehicle to others. For example, instead of parking your car at the airport for a week while away on a trip, you can rent it to someone while you’re gone.If you’re looking for a vehicle insurance estimate, it’s simple to get a free quote. But buyer beware, getting an accurate quote means you’ll have to have information at your finge...PEMCO Insurance Company is a mutual insurance company for the Northwest United States, offering auto, home, renters, condo, boat and life insurance. It …...
Mp3juice app download | Check your policy to confirm coverage or, for instant peace of mind, go online or call us to list the car on your policy as soon as you take the keys. 3. Consider gap insurance or Auto Loan/Lease Coverage if you're financing the car. A new car becomes a used car the moment you drive away, meaning it depreciates in value.PEMCO has the lowest average insurance rates in Washington at $918 per year for full coverage. Drivers insured with USAA who are convicted of a DUI can expect their insurance rates to double. Washington’s car insurance requirements are $25,000 per person/$50,000 per accident in bodily injury liability and $10,000 in property damage …USAA car insurance costs for drivers 65 to 80 are reasonably cheap compared to other large auto insurance companies we analyzed. The national average is $2,150 a year, based on our analysis. USSA ......